.policy-wrapper {
  max-width: 960px;
  margin: 100px auto 60px;
  padding: 0 1em;
  font-size: 0.95rem;
  line-height: 1.8;
  background: #fff;
  color: #333;
}

.policy-wrapper h2 {
  text-align: center;
  font-size: 2rem;
  margin-bottom: 2em;
  color: #0076bd;
  border-bottom: 3px solid #0076bd;
  padding-bottom: 0.5em;
}

.policy-wrapper h3 {
  font-size: 1.2rem;
  margin-top: 2.2em;
  margin-bottom: 0.8em;
  color: #0076bd;
  border-left: 5px solid #0076bd;
  padding-left: 0.6em;
  background: #f2f8fd;
}

.policy-wrapper p {
  margin-bottom: 1.5em;
}

@media (max-width: 768px) {
  .policy-wrapper {
    margin: 80px auto 40px;
    padding: 0 1em;
    font-size: 0.95rem;
  }

  .policy-wrapper h2 {
    font-size: 1.6rem;
  }

  .policy-wrapper h3 {
    font-size: 1.05rem;
  }
}